Privacy Policy

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This Privacy Policy (“Policy”) applies to the web site. It tells users (“you” or “applicant”) of the web site and the services provided therein about the information collected by and how uses and shares this information.

Types of Information We Collect collects both “personally identifiable information” and “non-personally identifiable information” from or about users of its web sites.

Personally Identifiable Information collects several types of information that may identify a particular individual (“personally identifiable information”). We collect personally identifiable information when you provide it to us through your use of the site, such as by completing one or more stages of an application form to apply for a loan from a lender participating in our lender network (“participating lenders”) or by sending questions to us via the web site. The types of personally identifiable information we collect include: name, physical address, telephone number, social security number, email address, date of birth, driver’s license number and state, information about home ownership, citizenship status, employment information, active military information, amount and frequency of pay checks, and information about your banking account.

Non-Personally Identifiable Information

Non-personally identifiable information is anonymous information that cannot be associated with a specific individual. The types of non-personally identifiable information that we collect (either directly, through the use of “cookies,” or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to personally identifiable information. A “cookie” is a piece of information a web site sends to your computer while you are viewing the web site to remember who you are without personally identifying you. may share this non-personally identifiable information only in summary form with its suppliers and other third parties for the purpose of web site statistical and trend analysis. This information is not linked to any personally identifiable information that can identify an individual person.

Information Collected by Third Parties

We may allow third parties, including advertising partners and payday loan lenders, to display advertisements on our site. These companies may use tracking technologies, including cookies, to collect information about users of our site who view or interact with these advertisements. does not provide personally identifiable information to these third parties.

How We Use Personally-Identifiable Information

We use the personally-identifiable information you provide to us through this site in order to deliver the products or services you have requested; provide you with customer support; verify or review your application information to determine whether it meets eligibility requirements for participating lenders; communicate with you by email, postal mail, telephone, and/or mobile devices about products or services that may be of interest to you either from us, our marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the web site; enforce our terms and conditions, and perform any other functions otherwise described to you at the time we collect the information.

We may review and use your financial information and your social security number to match you with participating lenders in our loan network or other third party lenders with whom we have a business relationship. We may also review your financial information and social security number to verify your identify and protect against possible fraudulent transaction.

Sharing Your Personally-Identifiable Information may share your personally-identifiable information (including, without limitation, your financial account information and social security number) with lenders participating in our lender network and other third party lenders with whom we have a business relationship. These third party lenders may use your personally-identifiable information to offer you a payday loan or to communicate with you about other business or marketing offers. In addition, we may share your personally identifiable information (not including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom we have a business relationship.

Any third parties with whom we share personally-identifiable information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once we have transferred or shared it with those third parties as described in this Policy or our Terms and Conditions. will disclose your personally-identifiable information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. We will disclose your personally-identifiable information when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our web site users, or others; or to enforce our website terms and conditions or other agreements or policies.

In addition, in the event that all or substantially all of’s stock and/or assets are transferred or sold to another entity, may transfer personally-identifiable information to the acquiring entity.

Links to Third Party Web Sites

We may provide links or automatically redirect you to third party web sites that do not operate under this Policy. For example, if you click on an advertisement presented on our site, you may be taken to a web site that does not operate or control. You should review the privacy statements and terms of use of all third party web sites you access. These third party web sites may independently solicit and collect information from you. On occasion, those third party web sites may provide us with information about your use of those sites.

Changes’s policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of Changes to this Policy will be posted on the web site and we will revised the “last updated” date at the top of this policy. You should review this Policy each time you access the web site. If we make any material changes in the way we collect, use, and/or share personal information that may impact you, we will notify you by sending an email to the email address you most recently provided to (unless we do not have an email address for you) and/or by prominently posting notice of the changes on this web site.

Children’s Privacy

Our web site is not intended for use by children under the age of 13. We do not knowingly collect personally-identifiable information from children under the age of 13.

Security has put in place physical, procedural, and technological security measures to help prevent unauthorized access to and improper use of the information we collect online. For example, only authorized employees and authorized third parties are permitted to access personally-identifiable information, and they may do so only for permitted business functions. No web site or Internet network can be completely secure. Although we take steps to secure your information, we do not guarantee, and you should not expect, that your personal information, searches, or other communications will always remain secure.

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11 Responses to Privacy Policy

  • I have seen things like ‘terms of use’ ‘privacy policy’ ect. Are this stuff trully required for an internet business? How can i learn more that gives simple reason behind making these ‘necessary’ things in my website?

  • I simply switched from IE 6 and observed that Opera comes with an option simply to “accept snacks” or otherwise or request me.

    IE has choices to accept/reject snacks according to online privacy policy etc. which i made use of.

    Can one understand this on Opera?

  • All the privacy guidelines?

  • Hi, an internet site lately monitored my info, and may find my home, and whether I’d multiple accounts. The online privacy policy wasn’t a webpage which was easily in achieve from the website. Neither maybe it was around the corner after i produced a merchant account. Bear in mind this can be a small enterprise, I am really unsure whether it’s a business whatsoever, but simply one guy.

  • This questions comes from an info Management course. The whole questions is:

    Can the organization alter the online privacy policy? Under what conditions? How can you agree, or perhaps be informed, from the change? Exactly what does this suggest, when it comes to their capability to do the things they as with your data?

    I’d really appreciate if anybody can offer some insight.

  • They gave title, address and account info to some detective who didn’t have order from the court.. He just known as them plus they faxed him my account info and it is within the police report.

    The detective and a pair of cops found the house today by using it along with a posting from my blog where I’d listed somebody’s street address that they thought would be a crime. It had been a significant embarassment, but after as an hour after i described to him the address is dependent on criminal record that anybody could possibly get from the countys own internet system which it had been a totally free speech problem he was satisfied and left.

    I researched Roadrunners online privacy policy also it states they’ll only hand out customers username and passwords if there’s a order from the court to do this- as well as in this situation there is none… So what can I actually do about this?

  • Why possess the forces that be pressed this online privacy policy towards the umpth degree? It doesn’t seem sensible in my experience because of so many more essential issues in healthcare why has this problem occurred a lot more important?

    Before your records could be stored private you need to have the ability to visit a physician.

    Doctors need to be available.

    Doctors that are looking to solve any health problem you might have.

    I would need to say growing the price of operation by getting the doctors have these privacy papers signed does absolutely nothing to resolve healthcare problems or lack their of.

    So again exactly why is getting people sign and browse they have the right to privacy if this involves their own health more essential than seeing a physician or afford a physician?

  • How about those sites which have online privacy policy, however when you click on the button to determine a policy , its totally blank. Searching for a highly effective answer.

  • The brand new Yahoo includes spying on my small activities “to supply more relevant specific advertisements.” Google’s techniques of gathering all the details that’s none of the damn business are about just like any acronym-agency crime drama (should you remove the Baloney like “improving” a picture so that you can begin to see the reflection from the killer within the victim’s eyes).

    What free, web-based email continues to have a online privacy policy that also consists of actual privacy?

  • I was wondering if I have a youtube account set up with google adsense do I need a privacy policy? I see a lot of stuff about privacy policies for google adsense but I have only seen it applied with blogs. Thanks for your help!

  • Like lots of companies, we record customer telephone calls to make sure quality. We use a 3rd party to handle monitoring and there’s a debate internally regarding weather we have to append our Internet online privacy policy to mirror this, or otherwise. Some agree, others say telephone calls are technically included in an internet site policy. Any advice or recommended references I would have the ability to check could be appreciated.

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